Additional Information:


Jessica Shere-Coggins Home

The Top 10 Internet/Email Scams To Avoid!

  1. 1) The Nigerian scam, also known as 419

  2. 2) Advanced fees paid for a guaranteed loan or credit card

  3. 3) Lottery scams
  4. 4) Phishing emails and phony web pages
  5. 5) Items for sale overpayment scam
  6. 6) Employment search overpayment scam
  7. 7) Disaster relief scams
  8. 8) Travel scams
  9. 9) Make Money Fast chain emails
  10. 10) "Turn Your Computer Into a Money-Making Machine!"


If you are thinking about applying for a “pre-approved” loan or a credit card that charges an up-front fee, ask yourself: “why would a bank do that?” These scams are obvious to people who take time to scrutinize the offer.

Remember: reputable credit card companies do charge an annual fee but it is applied to the balance of the card, never at the sign-up. Furthermore, if you legitimately clear your credit balance each month, a legitimate bank will often wave the annual fee.

As for these incredible, pre-approved loans for a half-a-million dollar homes: use your common sense. These people do not know you or your credit situation, yet they are willing to offer massive credit limits.

You know if it is too good to be true it is not true!  There is no easy way to make money in this world.  You pay one way or the other.  Time, sweat, innovation, thought, passion, anxiety, blood, etc...  One way or the other you will pay for the money you make.  There is no easy way.  The best advice is to work at finding something you don't mind doing too much, even enjoy, and make something of value around it, a service or job.  Good  luck!


Jessica Shere-Coggins