If you are thinking about applying for a “pre-approved” loan or a
credit card that charges an up-front fee, ask yourself: “why would a
bank do that?” These scams are obvious to people who take time to
scrutinize the offer.
Remember: reputable credit card companies do charge an annual fee
but it is applied to the balance of the card, never at the sign-up.
Furthermore, if you legitimately clear your credit balance each
month, a legitimate bank will often wave the annual fee.
As for these incredible, pre-approved loans for a half-a-million
dollar homes: use your common sense. These people do not know you or
your credit situation, yet they are willing to offer massive credit
You know if it is too good to be true it is not true! There is
no easy way to make money in this world. You pay one way or
the other. Time, sweat, innovation, thought, passion, anxiety,
blood, etc... One way or the other you will pay for the money
you make. There is no easy way. The best advice is to
work at finding something you don't mind doing too much, even enjoy,
and make something of value around it, a service or job. Good